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Securities offered through Osaic FS, Inc., member FINRA/ SIPC. Investment advisory services offered through Tara Financial Group. Osaic FS is separately owned and other enties
and/or marketing names, products or services referenced here are independent of Osaic FS.

Osaic FS and its affiliates do not offer tax, legal or accounting advice. Consult your tax professional
for any tax, accounting or legal issues.

See Osaic FS's Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services Osaic FS offers to retail
investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. Osaic FS's Forms ADV, Part 2A, which describe
Osaic FS's investment advisory services, Regulation Best Interest Disclosure Document, which describes Osaic FS's broker-dealer services, and other client disclosure documents can be found here.

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© 2011 Tara Financial Group